Financial Wellness Assessment

Which of the following statements best describes how your household’s total spending compared to total income, over the last 12 months?

Which of the following statements best describes how your household has paid its bills over the last 12 months?

My household has been financially able to:

At your current level of spending, how long could you and your household afford to cover expenses, if you had to live only off the money you have readily available, without withdrawing money from retirement accounts or borrowing?

Thinking about your household’s longer-term financial goals, such as saving for a vacation, starting a business, buying or paying off a home, saving up for education, putting money away for retirement, or making retirement funds last…

How confident are you that your household is currently doing what is needed to meet your longer-term goals?

Thinking about all of your household’s current debts, including mortgages, bank loans, student loans, money owed to people, medical debt, past-due bills, and credit card balances that are carried over from prior months…

As of today, which of the following statements describes how manageable your household debt is?

How would you rate your credit score?

Your credit score is a number that tells lenders how risky or safe you are as a borrower.

Thinking about all of the types of insurance you and others in your household currently might have, including health insurance, vehicle insurance, home or rental insurance, life insurance, and disability insurance…

How confident are you that those insurance policies will provide enough support in case of an emergency?

To what extent do you agree or disagree with the following statement:

"My household plans ahead financially."